Parenting Teens

College costs in danger of interfering with your teenager’s education? There’s lots of information out there about applying for federal financial aid, but there are plenty of other ways to get money and to save money on college costs. Here’s a few of them.

1. Out-of-state or in-state? In-state reciprocity is a deal whereby states agree to let their residents attend college at participating schools in other states at reduced rates. If your prospective student is interested in college in a nearby state, check with the school to see if this is a possibility, and if your student might qualify. You can also check with your state education department. Check at ed.gov/about/contacts/state to get help.

2. A financial aid decision can be appealed. Has your teen been denied for federal financial aid, or given too little? If financial pressures such as medical disability, a job status change, etc., have come up since aid was first applied for, some schools will review their decision on how much aid a student was given. If you do appeal, be prepared. Make an appointment with a financial aid officer, and get copies of financial statements, medical records, expense records, or anything else the financial aid office asks for, promptly.

3. Community service pays. Volunteer organizations connected with AmeriCorps will help pay for college if a student volunteers with them. Recent high school and college grads can work as a teacher, home builder, or community organizer. Americorps will give a student up to $4, 725 per year toward tuition, in return for a year of service. See their website for more information.

4. Private schools aren’t necessarily more expensive. Many private schools hand out more financial aid than their public counterparts. You might actually end up spending less on a private school.

5. Try CLEPping some classes. High scores on the College-Level Examination Program (CLEP) exams can allow you to get credit for classes on some basic required courses. Check with the college admissions office to see if you might qualify. Some colleges also give credit for advanced placement classes taken in high school.

6. Save hundreds with used textbooks. The cost of new textbooks is at an all-time high. Books for a single semester of college work can now cost in the hundreds. If the book your teen needs isn’t a new edition of an earlier textbook, buying used is the way to go. Some even find that information highlighted by students who previously used the book can come in handy, especially if they were good students!

There are all kinds of ways to get and save money for college. Sit down and brainstorm with your teenager on how they can save and you can help!

Check out the information on other parenting sites:

Mom Is Teaching
Parenting and Religion

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